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Job Title: Analyst, Credit
Company Name: Cardinal Health
Location: Guaynabo, PR
Position Type: Full Time
Post Date: 04/24/2026
Expire Date: 05/24/2026
Job Categories: Other / General
Job Description
Analyst, Credit

What Credit contributes to Cardinal Health

Finance oversees the accounting, tax, financial plans and policies of the organization, establishes and maintains fiscal controls, prepares and interprets financial reports, oversees financial systems and safeguards the organization's assets

Credit is responsible for managing Cardinal Health's trade and note receivables including performing credit underwriting, establishing bad debt reserves, managing customer relationships, collaborating with the sales and collections teams, managing credit risk for the company, and administering credit policies and standards.

Accountabilities

  • Possesses and exhibits strong business acumen of credit underwriting.
  • Demonstrates strong interpersonal skills, able to diplomatically resolve conflict, and maintain positive customer relationships.
  • Demonstrates knowledge of credit and/or collection practices which can include debt repayment, dispute resolution, risk mitigation, etc.
  • Demonstrates ability to learn and effectively navigate a variety of financial systems.
  • Demonstrates knowledge and understanding of financial concepts which includes establishing appropriate bad debt reserves.
  • Gathers and synthesizes information from a variety of sources (i.e. financial statements, reports), makes effective credit decisions, and documents decisions appropriately.
  • Organizes workload effectively, proactively works with customers to ensure commitments are met, and raises issues and recommendations to management.
  • Will also be responsible for Collections, Credit Analysis, Customer Service, Credit Hold Release, Reporting

Qualifications

  • Bachelor's degree in related field, or equivalent work experience, preferred
  • Previous experience in Credit & Collections 0- 2 years of experience, required
  • Fully Bilingual - English & Spanish, required
  • Experience with reporting application Excel (intermediate), required
  • Very strong written and verbal communication skills, required
  • Microsoft Office Knowledge, ex Outlook, Word, PowerPoint, required

What is expected of you and others at this level

  • Applies basic concepts, principles, and technical capabilities to perform routine tasks
  • Works on projects of limited scope and complexity
  • Follows established procedures to resolve readily identifiable technical problems
  • Works under direct supervision and receives detailed instructions
  • Develops competence by performing structured work assignments

Location: Hybrid (Remote & In-Office)

Candidates who are back-to-work, people with disabilities, without a college degree, and Veterans are encouraged to apply.



Cardinal Health supports an inclusive workplace that values diversity of thought, experience and background. We celebrate the power of our differences to create better solutions for our customers by ensuring employees can be their authentic selves each day. Cardinal Health is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, ancestry, age, physical or mental disability, sex, sexual orientation, gender identity/expression, pregnancy, veteran status, marital status, creed, status with regard to public assistance, genetic status or any other status protected by federal, state or local law.

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Contact Information
Company Name: Cardinal Health
Website:https://jobs.cardinalhealth.com/search/jobdetails/analyst-credit/302c4b62-a79c-4be8-a3e4-594ba684acf0?utm_medium=job_board&utm_source=hbcu&utm_campaign=hbcu
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